I have been helping homeowners and homebuyers for the last 11 years. Mortgage lending is a key component in homeownership. Mortgages cost you money to maintain and that is the interest you pay to the bank or mortgage lender. Getting a mortgage from a lender that is not offering the best interest rate can cost you thousands of dollars. Going to your bank is the best way to land in that situation. As a Mortgage Expert, I work for my clients to ensure they are getting the best rates available for their situation.