Hoyes Michalos is a personal insolvency firm with 20 years’ experience helping people build a plan to become debt free. As a Licensed Insolvency Trustee, we are accredited by the Canadian government to provide consumer proposal, bankruptcy and credit counselling services. Our team of professional debt experts provide caring, confidential, friendly advice to help you get out of debt and get back your life. Our Barrie office is located just across the street from Macs Milk, just East of Mulcaster Street.